is a sharp, entertaining guide to personal finance that proves sound money management doesn't have to be painful and neither does learning about it. Covering subjects ranging from retirement savings and mortgages to credit cards and debt, this audiobook will help you balance your life goals with your financial responsibilities.
鈥淭his is personal finance 101, told in a funny common-sense voice: Anyone looking to form good money habits will benefit from reading this book.鈥澨�
Roma Luciw, personal finance editor at The Globe and Mail
Money Management Tips
Regardless of what student finance or extra funding you receive, you need to make it last. Luckily there are lots of tips, tricks, hacks, and helping hands for students living on a budget.
Here are some more suggestions for being smart with your money:
Pre-Departure checklist听for new students
From sorting out a student bank account to packing for univerisity, we prepared a list of things you should consider before the big move.听
Online Financial Literacy Tools听
Access these free financial literacy resources to help you on your way to a healthy financial future and a solid start to your new academic year at Dal!
16 Tips To Save Money
Make a budget & stick to it
Differentiate your expenses 鈥� are they discretionary or essential?
What are COVID-19 specific scams? Spot the signs!
Avoid bad debt. Eg 鈥� credit card debt / car loan
Have an emergency fund
If you need a credit card to afford it, you can鈥檛 afford it!
Cook your own food. Eating out for every meal can not only be unhealthy but also very costly
Explore student discounts. Being a student has many perks, and one of them is student discounts...
Go with used. Swap your old stuff for new swag!
Plan your meals - never go grocery shopping when you鈥檙e hungry
Make your own coffee & drink water
Always pay bills on time to avoid late fees
Never take out a loan for anything that's unrelated to your education
Choose social activities that don鈥檛 cost money
Give 鈥楪ifts鈥� of service instead of buying them such as cleaning / walking a dog / delivering groceries
Don鈥檛 be afraid to reach out for help
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Money Mini Videos
A series of 22 short (3-4 minute) whiteboard style videos, called Money Minis, each one delivering a different money related lesson!
